We want our country back. What an interesting mantra.
Exactly where (or when) do we want our country back to?
Do we want it back to where Blacks had to drink from a different water fountain?
Do we want it back to where there were no usable roads?
Do we want it back to the good old days when 11 year olds were forced to work 80 hours a week with no rights and little pay?
How about all the way back to when everyone "owned" at least a couple of other people?
What is it that we want back?
Do we want back the days when even adult workers had no rights? How does an 80 or 90 hour workweek with no overtime pay, no minimum wage, no sick time, no holiday pay, and no weekend sound? When the owner of a company could keep his employees under his thumb by paying them very little, and then extending loans to keep them working there? That song "I owe my soul to the company store" wasn’t just a song.
Oh, I know. Do we want back the days when everyone had to carry a weapon because there weren’t enough police to keep order?
Or do we want it back to where woman couldn’t vote, and could barely get a job?
How about we do away with all those costly government programs. We don’t need any federal agency to police our food and drugs. Those companies that provide that stuff will police themselves adequately. Just like the peanut butter folks a couple of years ago. Or the Vioxx folks.
Where, or when, is it exactly that we want our country back to?
How about the days when a person could be turned out of a hospital ER to die on the sidewalk just feet away because he had no insurance or cash to pay for treatment?
What DOES "We Want Our Country Back" mean, exactly?
Showing posts with label Debt. Show all posts
Showing posts with label Debt. Show all posts
Sunday, May 2, 2010
Sunday, March 21, 2010
No Mandate for Private Services
I keep hearing folks say that it is unconstitutional for the United States Government to mandate that we, the American people, purchase the services of a private business. Several states’ Attorneys General have promised to sue the Federal Government if the insurance reform bill in front of the House of Representatives passes.
OK, I have a fix, at least for the mandate part. How about if we do not insist that everyone buy health insurance. How about if, instead, we say the following:
You, as an American Citizen, do not have to maintain Health Coverage on yourself. But if you opt to not carry coverage, and something happens to you, such as an unforeseen illness or injury, then you will be required to pay cash, up front, out of your own pocket or forgo any treatment for said illness or injury.
You see, right now, if you do not have coverage and something happens, you can go to a public hospital, get treatment, and simply not pay the bill. That debt then reverts to the rest of us, and our tax dollars pay for your treatment. You will have to be required to pay cash up front because we cannot take the chance that you will simply SAY that you will pay on an installment plan and then just disappear or allow your payments to lapse.
So you pay up front or you simply fix the problem yourself. That way we all can be sure that those of us who have insurance aren’t being double billed.
OK, I have a fix, at least for the mandate part. How about if we do not insist that everyone buy health insurance. How about if, instead, we say the following:
You, as an American Citizen, do not have to maintain Health Coverage on yourself. But if you opt to not carry coverage, and something happens to you, such as an unforeseen illness or injury, then you will be required to pay cash, up front, out of your own pocket or forgo any treatment for said illness or injury.
You see, right now, if you do not have coverage and something happens, you can go to a public hospital, get treatment, and simply not pay the bill. That debt then reverts to the rest of us, and our tax dollars pay for your treatment. You will have to be required to pay cash up front because we cannot take the chance that you will simply SAY that you will pay on an installment plan and then just disappear or allow your payments to lapse.
So you pay up front or you simply fix the problem yourself. That way we all can be sure that those of us who have insurance aren’t being double billed.
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Friday, October 16, 2009
Health care, some more.
There seems to be a lot of talk about insurance coverage portability. This talk comes from the same folks who are adamantly against any kind of single-payer coverage, let alone the so-called public option. I have to say, the idea of portability WITHOUT a single-payer plan is just smoke. If you work for a company that provides you with coverage from Humana, and you leave that job to work for a company that uses Humana, then should be able to reasonably expect to get some kind of portability. You don’t have it now. If the company you work for has 2000 employees and the company you move to only has 50, you will pay more for the same coverage, even though it is from the same company. They have some kind of convoluted explanation for why this is, but you have to live in a fantasy world to begin to believe it. If you, however, move to a company that uses Aetna for coverage, you cannot expect to be able to carry your same coverage with you. The two different insurance providers are not going to offer the same plans or the same prices. The only possible way we can remove the ties between our insurance coverage and our jobs is to go with a single-payer plan, like most of the rest of the industrialized world has.
Consider, also, that the only real way to provide health care fairly, as a right, is to do away with the for-profit health insurance companies. I know, that would put a lot of people out of business. But, I don't remember anyone crying when Texas Instruments invented the calculator and put numerous abacus companies out of business. How do we pay for it? I'm glad you asked. My family pays just over 5 thousand dollars a year to my health insurance provider. It then pays out dividends to its shareholders, 18 million dollars a year to its CEO, and who knows how much more to the rest of its executives. Far far more than any government worker makes, you can be sure. Then, to ensure that their bottom line is nice and healthy, they deny me services like the (apparently) recreational colonoscopy my doctor wanted me to have.
If we take that 5 grand a year and instead pay it to the federal health care plan, we can probably push a lot of that 5k back into my bank account. There are no government employees pulling down an 18 mil a year salary. Nor are there any making anywhere near what probably the top 20 execs at just my insurance company make.
If my insurance provider can make the kind of profit required to justify the salary of its top executives by charging me 5000 a year, then I have to assume that the government can provide me with coverage for far less. Of course, it would also require that they hire honest people to administer. Maybe I am living a fantasy, too.
Some will say that this reeks of socialism. Yes, it does. So do public schools and hospitals, police forces, fire departments, military, and any number of other benefits we have that most of us pay for and all of us use.
Consider, also, that the only real way to provide health care fairly, as a right, is to do away with the for-profit health insurance companies. I know, that would put a lot of people out of business. But, I don't remember anyone crying when Texas Instruments invented the calculator and put numerous abacus companies out of business. How do we pay for it? I'm glad you asked. My family pays just over 5 thousand dollars a year to my health insurance provider. It then pays out dividends to its shareholders, 18 million dollars a year to its CEO, and who knows how much more to the rest of its executives. Far far more than any government worker makes, you can be sure. Then, to ensure that their bottom line is nice and healthy, they deny me services like the (apparently) recreational colonoscopy my doctor wanted me to have.
If we take that 5 grand a year and instead pay it to the federal health care plan, we can probably push a lot of that 5k back into my bank account. There are no government employees pulling down an 18 mil a year salary. Nor are there any making anywhere near what probably the top 20 execs at just my insurance company make.
If my insurance provider can make the kind of profit required to justify the salary of its top executives by charging me 5000 a year, then I have to assume that the government can provide me with coverage for far less. Of course, it would also require that they hire honest people to administer. Maybe I am living a fantasy, too.
Some will say that this reeks of socialism. Yes, it does. So do public schools and hospitals, police forces, fire departments, military, and any number of other benefits we have that most of us pay for and all of us use.
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Saturday, October 3, 2009
Presidential Intelligence
So I just had a chat argument with a guy over him calling President Obama "retarted". His spelling, not mine. So we started off on a good foot, because those who know me know that I didn’t let that one pass. I also pointed out to him that calling arguably our most intelligent president in years retarded, especially in light of the mental acuity of our previous president, was moronic. He argued that Bush got blamed for a lot that wasn’t really his fault. Of course he did, that’s what happens to presidents. Like Barack Obama being blamed for the record debt America holds right now. Never mind that George W. came into office with cash surpluses that Clinton left him and quickly turned them into record deficits that made even Reagan’s look mild. Never mind that G.W. got us embroiled in a war we never should have even considered.
He argued that we HAD to attack Iraq, due to 9-11. Again with the "retarted". Apparently he forgot that even Bush eventually admitted that Iraq had nothing to do with 9-11. He was also unaware, until I pointed it out to him, that no one from Iraq was involved in the attacks. A whole bunch of Saudis were, but hey, they are our buddies, our pals, our friends.
But wait, he argued. Iraq had nukes; we had to stop them. What? By this time my head is spinning like I just finished drinking a case of beer alone. Nukes? Iraq didn’t even have the wmd’s we accused them of having at the time, let alone nukes.
I once saw a quote, I can’t remember who it was credited to. "While it would not be true to say that all conservatives are stupid, it would be true to say that most stupid people are conservative."
What kind of uneducated, uninformed people do we really have in this country? And these folks vote. Usually straight Republican ticket.
He argued that we HAD to attack Iraq, due to 9-11. Again with the "retarted". Apparently he forgot that even Bush eventually admitted that Iraq had nothing to do with 9-11. He was also unaware, until I pointed it out to him, that no one from Iraq was involved in the attacks. A whole bunch of Saudis were, but hey, they are our buddies, our pals, our friends.
But wait, he argued. Iraq had nukes; we had to stop them. What? By this time my head is spinning like I just finished drinking a case of beer alone. Nukes? Iraq didn’t even have the wmd’s we accused them of having at the time, let alone nukes.
I once saw a quote, I can’t remember who it was credited to. "While it would not be true to say that all conservatives are stupid, it would be true to say that most stupid people are conservative."
What kind of uneducated, uninformed people do we really have in this country? And these folks vote. Usually straight Republican ticket.
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