Oppose anything the Democrats Attempt

This is a letter I intend to send to the four people who allegedly represent me in Washington, D. C.:
Senator Kay Bailey Hutchison, Senator John Cornyn, Representative Michael Burgess, and President Barack Obama.
I will blog this and any response (if there is any) at oakminde.blogspot.com
　
I use the word "you" to refer to the Republican Party because three of the four people are members of that institution.
　
　
I have noticed that most, if not all, of the Republican Party seems to be opposed to any kind of national health care system. You call it a government takeover, compare it to socialism, and in Washington, you simply refuse to participate in the proceedings or just block the proceedings. Since you are opposed so vehemently to any of the suggestions the Democrats have put forth, I would be extremely interested in being educated as to what your alternative ideas are. I feel certain that the status quo, allowing insurance company executives rake in multimillion-dollar salaries while denying care to their customers, is not your plan. Or is it? I have not yet heard a single intelligent proposal out of the Republican wing of government. All I hear, day in and day out, are complaints that the plan(s) the Democrats have put forth will not work.
Now let me give you an idea. I pay $6,000 a year in premiums to my insurance company, to cover myself, my wife, and my daughter. They pay their CEO 18 million dollars a year. They pay several highly placed executives close to that, I assume. They also pay enough in dividends to entice investors to park money in their stock. All the while denying care to customers. Since the highest paid government employee makes $450,000 a year, I have to assume that the head of Medicare makes considerably less than that. I think you will have a difficult time finding anyone that is currently covered by Medicare who would be willing to give it up, so I have to think that that system works.
I would never be described as the "brightest bulb in the pack" but it seems to me that if I give that $6,000 a year to Medicare instead of a for-profit insurance company, and everyone around does the same thing, we might just be able to make it work. I would even bet that it wouldn’t have to be all of the $6,000, so there might even be some savings on my end. Even if it is all of the $6,000, as long as there is not some insurance company flunky declining to cover the colonoscopy that my doctor thinks I need (as my insurance company did earlier this year), I will be happy. You can call it a tax increase if you feel like you have to, but in my book, I am already paying that tax to a private company.
Certainly there are things that need to be done to cut out waste and fraud in the system, but I think that can easily be taken care of once we have everyone adequately covered.
For sure, this idea will put a lot of insurance folks in need of a new career. I, for one, do not care if the multi-millionaire CEO of my insurance company suddenly has to go out and find a legitimate job.
I think that if we adopt this plan, and demand that Congress uses it for themselves as well, we can adequately cover every citizen of the United States and ensure that the coverage is fair and comprehensive.


As an afterthought, I also included Senator Bernie Sanders in the recipients. I hear him on the (liberal) Thom Hartmann show every Friday morning, and he seems to actually care about the American people. He supposedly does not accept campaign contributions from corporations, only from regular folks like you and me. I don't know if this is true or not, but I do know that he sounds intelligent and informed.

Health Care: Fixed!

How many people who have Medicare are willing to give it up? I don’t know the answer for sure, but my bet is not many, if any.

People on the "Right" like to argue that Medicare is going broke. It will be defunct in just a few years.

So here is my health care plan.

Reduce the age of eligibility for Medicare to 0. Or minus 9 months, if we are too stupid to figure that one out without it being in writing. The only requirement would now be that you are an American citizen.

Instead of paying thousands of dollars a year to private, for-profit insurance companies, everyone will now pay 1500 dollars a year into Medicare. This works out to about 35 dollars a week, less than half what I pay to my insurance company.

Sadly, insurance company executives will no longer be able to rake in multimillion-dollar salaries. Life sucks, find another way to make money. If the business I work for all of a sudden becomes unnecessary to society, no one is going to cry for me, I don't see any reason to cry for them.

My insurance company can cover me, pay their CEO 18 million dollars a year, pay several lower level executives multimillion-dollar salaries, and pay enough dividends to keep shareholders interested, based on the premiums of the people they "cover".

I have to assume that Medicare should be able to cover me on $1.5k a year, without having to pay out all those wasteful salaries and dividends. Once this is done, we can concentrate on weeding out the waste and fraud in the Medicare system.

My $1500 dollar per person price tag is just off the top of my head, and probably way high. I am sure there are folks that can figure out what the exact number needs to be. I would be happy with the 1.5k.

Bam, health care fixed and paid for.

Health care, some more.

There seems to be a lot of talk about insurance coverage portability. This talk comes from the same folks who are adamantly against any kind of single-payer coverage, let alone the so-called public option. I have to say, the idea of portability WITHOUT a single-payer plan is just smoke. If you work for a company that provides you with coverage from Humana, and you leave that job to work for a company that uses Humana, then should be able to reasonably expect to get some kind of portability. You don’t have it now. If the company you work for has 2000 employees and the company you move to only has 50, you will pay more for the same coverage, even though it is from the same company. They have some kind of convoluted explanation for why this is, but you have to live in a fantasy world to begin to believe it. If you, however, move to a company that uses Aetna for coverage, you cannot expect to be able to carry your same coverage with you. The two different insurance providers are not going to offer the same plans or the same prices. The only possible way we can remove the ties between our insurance coverage and our jobs is to go with a single-payer plan, like most of the rest of the industrialized world has.
Consider, also, that the only real way to provide health care fairly, as a right, is to do away with the for-profit health insurance companies. I know, that would put a lot of people out of business. But, I don't remember anyone crying when Texas Instruments invented the calculator and put numerous abacus companies out of business. How do we pay for it? I'm glad you asked. My family pays just over 5 thousand dollars a year to my health insurance provider. It then pays out dividends to its shareholders, 18 million dollars a year to its CEO, and who knows how much more to the rest of its executives. Far far more than any government worker makes, you can be sure. Then, to ensure that their bottom line is nice and healthy, they deny me services like the (apparently) recreational colonoscopy my doctor wanted me to have.
If we take that 5 grand a year and instead pay it to the federal health care plan, we can probably push a lot of that 5k back into my bank account. There are no government employees pulling down an 18 mil a year salary. Nor are there any making anywhere near what probably the top 20 execs at just my insurance company make.
If my insurance provider can make the kind of profit required to justify the salary of its top executives by charging me 5000 a year, then I have to assume that the government can provide me with coverage for far less. Of course, it would also require that they hire honest people to administer. Maybe I am living a fantasy, too.
Some will say that this reeks of socialism. Yes, it does. So do public schools and hospitals, police forces, fire departments, military, and any number of other benefits we have that most of us pay for and all of us use.

Get your own Health Insurance

It seems awful strange to me that the same people in the media who are gung-ho about spending billions of US tax dollars to obtain the freedom of the Iraqi people (people, by the way, who have never paid a dime in US tax) are the same people who are viciously against spending our tax dollars to ensure the health of every American. These same people are the ones who told all of us, back in 2002, that if we were not on board with the invasion of Iraq that we were un-American. That if we disagreed with President Dick Cheney’s plan to depose Saddam Hussein we were terrorist sympathizers, and possibly terrorists and traitors ourselves. I would like to remind everyone that on 9-11-2001, Iraq did not attack us.

I would also like to remind everyone that there are a lot of Americans with inadequate or zero health coverage. Either due to the fact that their employer does not offer it, or because they cannot afford what their employer offers. On top of that, there are uncounted people slogging through every day in a job they hate just so they can have health insurance. THAT’s gotta be good for your health.

Of course, one can go out on an individual basis and get insurance, but it is pricey. What I found was $644.00 a month for a family of three. The deductible is $2500.00 per person. That is the middle of the road one. You can get it for about fifty bucks a month cheaper if you want to jump that deductible up past ten grand. You can drop the deductible too, but the monthly payment begins to rival Bernard Madoff’s monthly rent.

I have also heard people say that you can go to the emergency room if you don’t have insurance. You certainly can. Let us look at my case. I had epididymitis. Don’t ask me what it is, I haven’t really a clue. It is definitely painful, in an area you do NOT want painful. At least if you are a guy. Which I am.

What it is not is life threatening. Or so they said, anyway. Seemed pretty threatening to me, considering where it was painful. Since that is the case, I could have gone to an ER and sat for three days while they got around to looking at me. Once they discovered that I had no insurance and was unable to pay, they would have sent me on my way. The only way an ER is bound to treat an uninsured person is if that person’s life is in imminent danger. And even at that, all they really HAVE to do is stabilize.

Funnier (strange, not ha-ha), I work with a guy who, in the last year, had a pacemaker installed, paid for by Medicare. He is staunchly against the government being involved in health care. It seems that there is not a lot of thinking going on there.

I have noticed that a lot of the folks against any kind of reform have what they believe to be good insurance. I say they believe to be because that may just be the case. A lot of people believe they have good coverage right up until the point they have to use it. Then that coverage becomes either stunted or nonexistent, depending on the provider’s policy of dumping undesirable patients.

By the way, I do have insurance, the previous example was just for example purposes. My doctor wanted me to have a couple of tests run to be certain of what was wrong with me. My insurance company refused, so my doctor went to plan b: throw various pharmaceuticals at it and hope one takes. Nice.

This for six thousand bucks a year.

At least it wasn't some government flunkie telling me no.