Get your own Health Insurance

It seems awful strange to me that the same people in the media who are gung-ho about spending billions of US tax dollars to obtain the freedom of the Iraqi people (people, by the way, who have never paid a dime in US tax) are the same people who are viciously against spending our tax dollars to ensure the health of every American. These same people are the ones who told all of us, back in 2002, that if we were not on board with the invasion of Iraq that we were un-American. That if we disagreed with President Dick Cheney’s plan to depose Saddam Hussein we were terrorist sympathizers, and possibly terrorists and traitors ourselves. I would like to remind everyone that on 9-11-2001, Iraq did not attack us.

I would also like to remind everyone that there are a lot of Americans with inadequate or zero health coverage. Either due to the fact that their employer does not offer it, or because they cannot afford what their employer offers. On top of that, there are uncounted people slogging through every day in a job they hate just so they can have health insurance. THAT’s gotta be good for your health.

Of course, one can go out on an individual basis and get insurance, but it is pricey. What I found was $644.00 a month for a family of three. The deductible is $2500.00 per person. That is the middle of the road one. You can get it for about fifty bucks a month cheaper if you want to jump that deductible up past ten grand. You can drop the deductible too, but the monthly payment begins to rival Bernard Madoff’s monthly rent.

I have also heard people say that you can go to the emergency room if you don’t have insurance. You certainly can. Let us look at my case. I had epididymitis. Don’t ask me what it is, I haven’t really a clue. It is definitely painful, in an area you do NOT want painful. At least if you are a guy. Which I am.

What it is not is life threatening. Or so they said, anyway. Seemed pretty threatening to me, considering where it was painful. Since that is the case, I could have gone to an ER and sat for three days while they got around to looking at me. Once they discovered that I had no insurance and was unable to pay, they would have sent me on my way. The only way an ER is bound to treat an uninsured person is if that person’s life is in imminent danger. And even at that, all they really HAVE to do is stabilize.

Funnier (strange, not ha-ha), I work with a guy who, in the last year, had a pacemaker installed, paid for by Medicare. He is staunchly against the government being involved in health care. It seems that there is not a lot of thinking going on there.

I have noticed that a lot of the folks against any kind of reform have what they believe to be good insurance. I say they believe to be because that may just be the case. A lot of people believe they have good coverage right up until the point they have to use it. Then that coverage becomes either stunted or nonexistent, depending on the provider’s policy of dumping undesirable patients.

By the way, I do have insurance, the previous example was just for example purposes. My doctor wanted me to have a couple of tests run to be certain of what was wrong with me. My insurance company refused, so my doctor went to plan b: throw various pharmaceuticals at it and hope one takes. Nice.

This for six thousand bucks a year.

At least it wasn't some government flunkie telling me no.